Lunan.

For fractional CFO and outsourced accounting firms

Board-pack narratives drafted with last month's context, ready for your review

We connect each client's ledger, forecast and your own notes, so the monthly variance story arrives as a draft that already knows what you advised last month. Your CFOs check it, sharpen it and send it.

Start the free conversation

Client advisory practices that keep investing in technology serve about 100 clients each, against an average of 67 (AICPA and CPA.com benchmark survey, 2023 data). Source: CPA.com, Dec 2024

What gets in the way

The story is the part that gets rushed

The numbers are ready days before the board meeting. The explanation of what changed and what to do about it gets written last, late at night, for every client.

Your reporting tool can't see last month's conversation

Reporting tools now draft commentary from the numbers. But the actions you agreed with the CEO, the assumptions in your forecast and your meeting notes live somewhere else, so the draft can't connect this month to last.

More clients means more late nights, not more margin

If you charge a fixed monthly fee, as most advisory practices do, every hour spent assembling a pack comes out of your margin or out of the time you'd give a new client.

What we set up

Board-pack narrative that remembers last month

Each client's closed month from QuickBooks Online or Xero is compared with budget, forecast and prior month. Your team tags the causes. A draft narrative explains the biggest variances, reports progress on last month's agreed actions and lists the questions the board is likely to ask. Every figure is pulled from the data, not typed by the model, and the draft drops into your existing pack template.

Before: each narrative written from a blank page at the end of close. After: a draft that already cites the figures and last month's actions, for your CFO to edit and approve.

New-client onboarding scan

When you take on a client, twelve to twenty-four months of their statements are read for accounts that jump, costs that move without explanation and balances that never clear. You get a list of questions to confirm with the client before your first board meeting.

Before: the first weeks spent reading history line by line. After: a short list of anomalies and questions to work through with the client in week one.

13-week cash commentary

Each week the rolling cash forecast is checked against bank actuals. A short note says where receipts or payments drifted and what that does to the low point, for you to confirm before it goes to the client.

Before: a forecast spreadsheet the client skims. After: two short paragraphs they can act on, checked by you.

How it works

  1. 1

    Free conversation

    We ask how one client's month runs from close to board meeting, which ledger, reporting, forecasting and practice tools you use, how many clients you carry and how you bill. You get a short written read: where drafting would save the most time, and where your current tools already cover it.

  2. 2

    Pilot on two real clients

    We write your data rules first, then wire one workflow for two clients, build the narrative template in your house voice from past packs, and run it through two closes with your CFOs reviewing every draft and timing their edits.

  3. 3

    Roll out and keep it current

    If the drafts earn their keep, we extend them across your client list and keep them working as clients, charts of accounts and tools change.

Ways to work together

Each is scoped and quoted after the conversation.

Learn

Firms that want their team drafting with Claude or ChatGPT safely, with or without a build

  • Half-day working session for your CFOs and analysts
  • Board-pack narrative and variance templates in your house style
  • A one-page client-data AI policy written for your firm
  • Where your reporting tool's own AI is enough, and where it isn't
  • Recording and one-page cheat sheet

Build

Firms ready to make the monthly narrative consistent across clients

  • Ledger and forecast data connections for your pilot clients
  • Narrative drafter with a memory of each client's last month
  • Review checklist and a log of CFO edits
  • Onboarding scan or 13-week cash commentary as a second workflow
  • Handoff and a walkthrough for your staff

Run

Firms that want it kept working as clients and tools change

  • New-client setup
  • Fixes when tools, templates or charts of accounts change
  • Monthly review of drafts against your CFOs' edits
  • Planning the next workflow

Guardrails

Every narrative is a draft until a CFO on your team reviews and approves it, and figures in the text are pulled from the ledger and forecast rather than typed by the model. Client financials go only to AI services under business terms that, by their own published defaults, don't train on your data (OpenAI's business products and Anthropic's commercial products both state this), never to personal or free chat accounts. If your CFOs are CPAs, the AICPA Code's Confidential Client Information Rule (1.700.001) and its third-party service provider interpretation (1.700.040) call for either a confidentiality agreement with the provider or the client's specific consent; we document every data connection so you can do either. This is not legal or ethics advice; confirm against the current AICPA Code and with your own counsel.

Questions

My reporting tool already writes AI commentary. Why add more?

Some do. Fathom, for example, includes its AI Commentary Writer in its Pro plan. If that output is good enough for a client, use it, and we'll say so on the free read. We help where the story needs context the tool can't see: last month's notes and agreed actions, forecast assumptions held in another tool, and your meeting notes. We build around the tools you already use: QuickBooks Online or Xero, plus reporting, forecasting and practice tools such as Fathom, Spotlight, Reach Reporting, Syft, Jirav, Float and Karbon.

Couldn't my team just do this in Claude or ChatGPT?

Yes, and our Learn session teaches exactly that. A build is for when you want the same data pull, template and review step run for every client every month, without someone copying numbers into a chat window and each CFO doing it a little differently.

Will this replace my analysts?

It takes over the first draft and the copying between tools. Your analysts still check the numbers and tag the causes, and your CFOs still own the advice. Some firms may use the time to carry more clients per person; we don't promise that.

How is client data protected?

Before we build anything, we write down every place client data will go and you approve it. Data moves only between the tools you already use and AI services under business terms, never personal accounts. If your CFOs are CPAs, that list helps you meet the AICPA's third-party provider interpretation, which calls for a confidentiality agreement with the provider or the client's consent. This isn't legal advice; check the current Code and your own counsel.

We bill hourly. Does this still make sense?

Less so, honestly. With fixed monthly fees, time saved becomes margin or room for another client. With hourly billing, faster drafting can mean a smaller invoice, so the case rests on quality and capacity instead. That's why we ask how you bill on the free read.

Reading list

Walk us through one client's monthly pack. We'll show you what could be drafted.

Start a free conversation. You'll get a short written note on where drafting would save the most time in your monthly cycle, and where your current tools already cover it. No client data needed for the call; a pack with the numbers blacked out is fine.

Start the free conversation